UK Broker Comparison

Broker Yearly Fee (£10k pot) Yearly Fee (£100k pot) Yearly Fee (£500k pot) Fl Score

Account fees (0.35%) are capped at £7.50 per month on ETFs and shares within SIPPs. £1.50 monthly trading fee with regular investing service (£7.50 otherwise).

Visit Fidelity
*Capital at risk when investing

InvestEngine charge a flat 0.15% annual fee on SIPPs, capped at £200.

Visit InvestEngine
*Capital at risk when investing

The ETF trading fee is £5 unless you use a regular investment via direct debit.

Visit AJ Bell
*Capital at risk when investing

Fees use the ‘Pension Essentials’ and ‘Pension Builder’ plans. Existing ii customers can add a SIPP for £5-£10 per month; the price depends on your overall balance.

Visit Interactive Investor
*Capital at risk when investing

Use a monthly direct debit when investing in order to avoid an £11.95 ETF trading fee.

Visit Hargreaves Lansdown
*Capital at risk when investing

DIY with fees capped at £375/year.

Visit Vanguard
*Capital at risk when investing

You need Freetrade's Plus plan to get access to the SIPP, which costs £11.99 per month or £119.88 if you pay annually.

Visit Freetrade
*Capital at risk when investing

0.45% on the first £100,000, then 0.25% on balance beyond, using the ‘Fixed Allocation’ investment style.

Visit Nutmeg
*Capital at risk when investing

0.4% on the first £250,000 with a minimum £120 per year, then 0.2% from £250,000 – £500,000.

Visit bestinvest
*Capital at risk when investing

0.45% on the first £100,000, then 0.15% on funds above this figure.

Visit Moneybox
*Capital at risk when investing

Plum charge a flat 0.45% annual fee on their SIPP, which is on the high side.

Visit Plum
*Capital at risk when investing

Wealthify charge a flat annual fee of 0.6% which is on the very high side.

Visit Wealthify
*Capital at risk when investing
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This page may contain errors. We try our best to maintain accuracy but offer no guarantees. Please reach out if you see something that needs correcting.

How are yearly fees calculated?

To generate our ‘comparable fees using the cheapest investment method’, we assume an ongoing once-monthly investment into an ETF priced in GBP (£). Wherever possible, this is a DIY investment - you choose your own ETF. When DIY investing is not possible, we look to the next cheapest method using GBP. In very rare circumstances, DIY investing is more expensive than non-DIY options.

We use the cheapest investment method that we found, as listed when clicking on each broker name in the table. Not following this method can lead to higher fees, e.g., investing once per year instead of using a monthly direct debit can result in missing out on discounts for setting up ongoing investment plans.

For simplicity, we assume no growth in portfolio value. We do not include fund fees (TER/OCF) – this allows you to compare the differences between broker fees more easily.

Disclaimers

This page may contain errors. We try our best to maintain accuracy but offer no guarantees. Please reach out if you see something that needs correcting. Links may be affiliate links. Capital at risk when investing.